Getting to DEBT FREE… Your Story

You wanted a place where you could share your successes, your trials and tribulations, your tips and techniques, and I give you Your Story – Getting to Debt Free.

Go to the Your Questions section on my home page to submit your story. Make sure you check the “Success Post” box or your story might get lost among the hundreds of questions I get every week. Since we don’t plan to correct anything you write — this is, after all, YOUR story — make sure it looks the way you want it to when you submit it because it’s going up exactly as is.

The first thing to include is your name (whatever name you wish to use) and the category you want the story posted under. You can choose from:

  • How I’m Doing
  • My Best Strategy
  • What’s Stopping Me
  • I’m Debt Free
  • I Need Ideas

Make sure you add one of these labels, along with a title for your story. So the first line before you write your story might look like this:

Maria’s Story, I’m Debt Free, Hurrah! I’m DF!

Then we’ll post it as Maria’s Story: Hurrah! I’m DF! under the category “I’m Debt Free.” If you leave any of these things off, your story won’t get posted, so pay attention.

Once we receive your submission, we’ll make sure it’s on theme and then add it to the Your Story pages. Others will be able to comment and give feedback. Anyone who is rude or mean will get a Virtual Gail Smack: you’ll be deleted and blocked.

This is a good place to shout your success, share ideas and support each other as you figure out your money and how to create the life you want. As Claire said:

Less secrets, more sharing can never be a bad thing!

Finally, I want you to know how proud I am of you all. Your determination to take control of your money and your life is inspiring, and I hope you’ll motivate even more people to believe that they CAN be debt free. Belief is the first step. Since we all waver from time to time, on-going support from friends moving in the same direction does wonders to reaffirm our commitment to achieving whatever goals — large or small — we’ve set for ourselves. And since we all have good ideas to share, this will be a great place to urge each other on, suggest ways to tweak a plan, or applaud the efforts in taking control.

So now it’s up to y’all to make this space as rich and rewarding as it can be. Tell your story. Share your successes. If you’re so frustrated you want to scream, scream here! We’re listening. We want to hear what you have to say. We’ll shower you with virtual hugs and kisses, or kick your butt, or whatever else it is that you want. Ask, and you shall receive.


Recent Success Stories

I just wanted to tell you, almost as a celebration email, that today I finished my undergrad… debt free, and with savings! I have to say the savings aren’t all me; my parents recently gave me most of the money I spent on school since they saw how well managed my money, and I will […]

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As a 24 year old with over a handful of accounts in collections, $28,000+ in debt (all bad debt at that) a mid 400 credit score and soon to be marrying the girl of my dreams, your words inspired me to make the change (for good). I wrote down every single debt, contacted every creditor, […]

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Gail:  I want to thank you for being a huge part in changing my future. Before I had heard of you my credit was in shambles. I was $75 000 in consumer debt (as a single person). My student loans were in collections along with a car loan and therefore my credit was in the […]

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Wish us luck!

December 5, 2014No Comments

My husband and I purchased a house in August which put us more into debt than we were before.  We needed to borrow a portion of the down payment that we’d like to pay back quickly.  I was finally able to talk my husband to spend out of jars which was a success! And we’ve […]

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I was always trying to build up my RRSP.  I’m at the point where I have to start pulling money out of it.  So, what I thought I would be doing is sticking to the savings for the “rainy day/ emergency funds”,  saving a portion for future: home repairs / upgrades, car maintenance & repairs. […]

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After graduating college, the first thing my dad encouraged me to do was purchase my first home. The next thing I did after getting a “real” job, was spent money like it was going out of style. Two short years later, I found myself in debt that I could not afford to repay and decided […]

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Just read your book on RESP’s, it was fantastic! I hadn’t been able to get a good overall understanding of the program from online information and this book told me everything I needed to know. I really appreciated how you explained the withdrawal and taxation rules. And no one at the bank ever explained the […]

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We met in Kitchener at a book festival in September and you asked me to send you a note when I had my debt paid off, so here I go! This was me, in early 2009, reaching out while freaking out. Last month, just before I turned 30, I paid off my mammoth student […]

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