We Are The Champions, My Friends!
Posted by Arianne | Filed under Arianne
4 MONTH CHECK-IN!!!
Hi Everyone and Happy Thursday the 12th! I’m super proud of the will power I’ve had in the four months since I began posting to this blog. I wanted to give you the most recent milestones I’ve hit and want you to share your own. Every time I read or hear about someone else’s successes it pumps me up to continue what I’m doing so please, let me know what you’re managing your own goals in the comments section.
#1) VACATION SAVINGS
My goal is to have between $2500-$3000 to take myself away for my birthday in October. As of last Thursday, I have successfully crossed the $1000 mark!!! And I made another decision: instead of the 5-star tropical vacation I was planning, I decided I’m going to Paris, France. Paris was supposed to be my birthday destination when I turned 30 but we all know where I was just a mere seven months ago! So to think that in only a year, I’ve turned my finances around enough that I’m, A) able to save for a vacation, B) paying all of my bills on time and C) NOT LIVING OFF DOLLARAMA RATIONS is astounding. I’ve been putting $200 into my Tax-Free Savings Account every pay. While I am saving up for a trip, I don’t plant to spend all of the money I save; just knowing I have the will power to leave it untouched gives me a non-drug induced high. THE BEST KIND.
#2) CREDIT CARD REPAYMENT
I let y’all know that I’d be able to pay off my second last credit card very soon. And guess what?!?!!!! I DID IT! Last Thursday was a great day for me. The balance on that card has been brought to a big, fat, round, glistening ZERO. I have one credit card remaining, the TD Emerald Visa that’s been the bane of my existence for so many years. Next to my new mortgage, it’s the only debt that remains. I will finally be able to make a dent in it. I’ve made a plan to continue making the minimal payments and then the money I was paying every month toward the card I just paid off will go toward my Visa as well. As I begin chipping away, I’m going to lower the balance of the card because I do not need that large of a balance or the temptation.
Folks, little by little I’m doing this. Like, really doing this. Writing these posts and holding myself accountable to the rules I’ve set has worked wonders. WONDERS, I say. Where was this opportunity when I was 20! I probably wouldn’t have been ready for it anyway. In other great news, I’ve been putting in the hours to begin generating a second income to put toward my debt repayment. My goal is to be completely debt free by 2016. I’ve said it now.
Stampsies, no erasies.