She’s a Brick…house.
Posted by Arianne | Filed under Arianne
It was October 2010 when I decided I required new furniture. A sectional sofa and an adult bed were on the list and I wanted brand-new ones to call my own. I searched for these items online and found a lovely sofa option on The Brick’s website. I convinced myself to go into the store to have a live look at it so I could make a rational decision to purchase or not to purchase. It’s funny that this rational mind of mine didn’t factor in that I was completely and utterly broke. Nevertheless, I set out on my mission.
I arrived at the store without hope knowing that if I loved my chosen sofa, or anything else for that matter, I wouldn’t be able to make the purchase. I don’t know why I’m such a sadist! I saw my headboard & footboard of choice as soon as I entered store. Lucky me – they were having a sale! Eff my life. L With my head hung low I finally spotted it – not the microsuede reclining sectional I had seen online. No, no…this one screamed “Arianne” all over it! It was a chocolate brown faux leather sectional with a right-facing chaise attached. I sat on it once and I was putty in its hands. How do I justify calling the Bank of Mom to explain that my current living conditions were subpar and the only way to bring them up to code was with THIS. SOFA?!?!?! I couldn’t do it. Upon making this final, intelligent and adult decision to walk away, I was approached by a salesperson. They could see how much I liked the couch, they could see this particular couch selling for a lot more. He played on my insecurities letting me know there may not be many more in stock if, in fact, I came back later. I told him the simple truth: “Dear sir, thank you very much for your assistance AND persistence but I do not have any money.” I felt so proud of myself for sticking to my guns. Since I was a former retail manager, I should’ve known what was to come. The key to retail is to always have a solution to any and every problem a customer may have with the company, product or service; then they will have no excuse but to spend their money. Mr. Salesman didn’t even flinch and said it was not a problem and whipped out the application form for The Brick credit card. I had an entire year to pay it off – no monthly payments, no interest.
SIGH! I don’t need to go into what I did, I’m pretty sure we all know. A long story short, one year came and went and do you know what I did? Nothing. Do you know what I owed? EVERYTHING. Do you know about cray-cray interest rates on a store card? Well, I do now.
This was two years ago and I’m SO proud to say I am two paydays away from clearing my entire balance of that Brick store card. The reason why I’m so excited about this is I will only have one last debt (my TD Emerald Visa) to pay off. That’s it! I have already budgeted my fixed monthly expenses for the year. I’m not in the free and clear by any means but I’ve always had several things I had to pay off or catch-up on or try to ignore simultaneously. In a month’s time I will dedicate a post to the momentous occasion. I CANNOT WAIT.
Have a wonderful rest of the week, everyone!