Posted by Arianne | Filed under Arianne
Has this ever happened to you:
You’re in the habit of budgeting your life. You finally have the hang of it and things are going well, smoothly, sexily…and then you check your bank account AND YOU HAVE NO MONEY!
*cue heart attack*
This is what happened to me last Friday. Somehow in all my handy-dandy scheduled payments, I set one for the wrong Friday. That money was long gone never to be seen by mine eyes again. At first, I had no idea where the money was. When the shock-blindness wore off and I came to some of my senses, I realized I was logged into my Easyweb and could just check my account history. I was relieved to see all of my funds accounted for; I was distressed to see that I accounted for the wrong timeframe.
I am not one to chat on the phone but I HAD to call my mommy immediately to talk me down from the ledge I was precariously strolling along. I explained what happened and she knew there was more to it than that. I explained throughout this journey of getting my finances back to a healthy state, I’ve not only been saving for my 31st birthday vacation, I was also stashing money aside for my balcony oasis. I know this sounds frivolous but I’ve never had a place that was actually
the bank’s mine. The one thing I was able to do without requiring my father for renovation was decorating my balcony and I needed to do it before the summer officially hit or I would never do it. (I’ve known me for three decades, the garbage heap that was sitting on that balcony would’ve stayed there for years.)
So my dilemma was going forth with my plan for the balcony or not. And here is where my mother surprised me, I assumed she’d say, “YES! Save that money, you just never know when you may need it! SAVE FOREVER!!!” Instead she said this balcony thing is something I really wanted to do. The money I saved was to do it up and I should use it for that because it will provide a better quality of life. I saved for something. I used those savings to purchase what I needed. Long-lasting satisfaction and not frivolous at all. I had food, I wasn’t in need of anything and I was just stressing because I didn’t have the buffer in my account I thought I had. While that was a stupid error on my part, I decided to take her advice and not penalize myself for it. I learned from this and will quadruple check all scheduled payments from now on. Believe that! And guess what…? My balcony is almost complete and it’s already gorgeous (I’ll post a pic once it’s done – I’m so proud of it and I never want to go inside!)