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This is a good place to share ideas and support each other as you figure out your money and how to create the life you want.
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Comments:
Gail: Just read your "10 Easy ways to build your credit history". #5 - Have collateral. If there is "SOMEONE" the creditor can sell... I've never considered this approach, but using the kids for this is brilliant. Instead of an expence, they become an asset. I have never felt richer than I do right now

Added: September 2, 2010
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Comments:
Dear Gail - I just saw you on BNN - very interesting interviwe, but please make a small investment in a good haircut.

Added: September 1, 2010
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Comments:
Hey Gail--I have been following your TV show, website and blog for a couple years now, and you have motivated me to make lifestyle changes to plan for the future, and as well you've managed to make it seem totally achievable :) I just really think you should do some blogs or shows or webisodes or whatever aimed at newly single moms and how they can manage. As a 28-year old woman, I have many friends who are in this situation, and often they find themselves not knowing how to plan, what to expect, how to dream for the future, etc.
Anyway, I am looking forward to Princess :) Thanks for everything!


Added: August 27, 2010
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Comments:
Hi Gail

I notice on your show you advise people to take the money
they save and watch it grow over the years at a high
interest rate which of course is optimal-i've heard you say for example "At 5%".
My issue is I have money saved but its all making low
interests rates (3% or less in term agreements of 3 years for GIC for example). Do I have to invest in stocks or mutual funds to see these rates? What do you
advise re: where to put money for greater rates.


Added: August 27, 2010
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Comments:
Nancy - This is just a guess, but the "income" calculation is perhaps considering ALL income, not just income from a paycheque. IE. any rental income, child benefits, alimony, tax benefits, etc.

Added: August 25, 2010
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Comments:
Gail - you are usually right on as regards financial advice but I have to disagree with you on your gasoline recommendation. You don't have to have a super-de-dooper automobile to use something more than regular. I have seen old Crown Victoria's need mid-grade to avoid engine knock in mountain areas. I have also owned a four cylinder Toyota 4Runner in the distant past that knocked without mid-grade. Why ? Because it had a compression ration in excess of 10:1. I had an Audi at one time. The owner's manual stated that if premium was unavailable at a station, put in some regular and then proceed to the nearest station where premium was available or engine damage might result. Some cars have high compression ratios and require premium. The other route manufactures go is lower compression ratios but with a turbocharger which will allow the use of regular.

Added: August 23, 2010
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Comments:
Hi Gail my husband and I are very grateful for your advice. It has helped us in so many ways. I really think you should develop an app for the iPhone , as a budgeting tool!!

Added: August 23, 2010
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Comments:
How come the net monthly income doesn't match the yearly salary? Alot of people on the show have incomes that seem much higher than their salaries would indicate?

Added: August 18, 2010
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Comments:
Gail, I hope you are aware of the impact you are having on many persons' lives. My husband and I are in our mid-40s with 4 teenagers. As a result of watching your show and implementing many of your suggestions, we are finally in a place where I don't lose sleep at night worrying about finances. While we don't use the jars (not a good idea to leave money sitting around with a bunch of teenagers in the house) we do use two credit cards (one with cash back, one with air miles) and pay them off each month. We track our grocery & personal expenses in a budget binder and use the web budget faithfully. I am amazed at the change in our mind-sets when it comes to spending money now! I understand that you are no longer making TDDUP, but wondered if you have ever considered mentoring a replacement to continue with the show? Perhaps someone who currently works with you. I would love love to see your good work continued. Thank you, thank you, thank you, for changing our lives. :)

Added: August 16, 2010
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Comments:
Today I finally took your advice you've been giving to couples on TV. I called my bank and was able to get my interest rate on my credit card from 19.99% down to 11.99% it's not tones but I know it will help. Thank you for your show. I'm young, planning a wedding for next year, trying to save for a down payment on a house, work and go to school and I need all the advice I can get.

Added: August 13, 2010
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