Recent Articles
Are You Poor or Are You Broke?
January 30, 201211 Comments
I get a fair number of letters every month from people who have limited financial resources and want me to tell them what to do to straighten up their teetering boats. Hey, I don’t have a magic wand that I can wave to make a buck go any further than a buck goes. If you’re [...]
Investing Choices affecting Saving?
January 27, 201218 Comments
Have you ever had the following run through your head:
You: I should get my RRSP money in as soon as I can.
You: Ah, but I’m really not sure where to put the money.
You: Doesn’t matter just get it in.
You: But I kinda hafta decide what I’m gonna buy before I open up the RRSP. Will [...]
This & That: Technical Questions Edition
January 26, 201219 Comments
Kevin wrote: What is your opinion of split mortgages? We will have approx $75K left on our mortgage at our next renewal. We got burned with a higher interest rate (5.8%) the last time we renewed (fixed 5 yr term), but I’ve always been a bit nervous about putting everything into a variable rate. The [...]
Persian Influences
January 25, 201216 Comments
Persian cuisine is ancient and has adopted flavours from territories as close as Greece and Rome, and as far away as Asia. Basil, mint, cumin, cloves, saffron and coriander were traded along with olive all over the ancient trade routes. Some herbs and foods were incorporated for their medicinal value. The focus was on mixing [...]
Where’s the Money Honey?
January 24, 201232 Comments
For all of you who have been asking for spreadsheets and spending analysis forms and instructions,
The Gail Way is now available here: http://www.debtfreeforever.ca/
If you have a system that’s working for you, please stick with it.
This is for those who have no system and are looking to put a solid one in place
to make their money [...]
Gail's Tools
Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.
And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.
Gail Vaz-Oxlade
Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.
I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)
My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.
For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.
I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.
I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.






