My Money, My Choices

Tune into The Current on CBC radio tomorrow when I’ll be hosting a special edition on money.

Imagine a world where you understand your money. It’s a place where you can make good decisions about what you’ll do with your hard-earn dollars because you have a clear set of goals. You know what’s important to YOU. You’ve made good choices. You feel like you’re in control of your money and your life.

Tomorrow I launch My Money,  My Choices. I’m very excited and proud to be able to offer this financial literacy program to anyone who wishes to “walk the walk.”

There’s been a lot of talk, but very little has been made available to help people actually DO what’ necessarys to manage their money differently. And that’s what sets My Money,  My Choices apart. It’s about taking action.

I believe that most of what you need to know to be financially healthy is already in your head. But you have to DO something with it. So My Money,  My Choices is designed to help you help yourself.

Loads of people have difficulty going it alone. It’s so easy to fall off the track. And sometimes there’s something that we just don’t quite understand how to do. We need help. But whom can we trust?

Each other, that’s who! That’s My Money,  My Choices a community based program. You can define a community — your Tribe — as any group of people with a common interest: your place of worship, your school, your book club, knitting group or hockey team.

The website, provides the steps you will take to journey to a better place. As you improve, you’ll acknowledge those improvements to keep your momentum. You’ll give and receive feedback from your Tribe (you can keep your personal information “personal” but you’ll share your knowledge and skills). And you’ll contribute to your community’s financial wellbeing by teaching fellow Tribe members what you’ve learned.

My Money,  My Choices is a Learn One, Teach One system. When you complete Level 1 of the program, you are asked to help a new person learn the ropes. As people move to each next level, they become teachers to the next group in the program. This reinforces the learning and spreads the net wider.

November is Financial Literacy Month and in support I’ve created 30 blogs that focus on building a solid financial foundation. I hope you enjoy them. I hope you learn something new. And I hope you’ll help to spread the word about My Money,  My Choices.

I’ve built this website from my own resources. It will carry no advertising. I need every voice available to spread the word about the program. And I need those of you who are well along the path to help family, friends, co-workers and anyone else in your community to take the first steps on their own journey.

Together we can finally make “financial literacy” more than just words.


Gail Vaz-Oxlade

Gail Vaz-Oxlade wants YOU! Join to get smarter about your money and help others get smarter about theirs. Isn’t it time we eliminated financial illiteracy? Come find me on Google+ and on Twitter.

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18 Responses to “My Money, My Choices”

  1. I think this sounds amazing. As a society we certainly need to develop better money management. Do you have to join with your own Tribe, or can you become part of a Tribe that you meet through this experience? I’m looking forward to finding out more when I explore the website later today.

  2. Hi Gail,
    So so so excited for the launch! Congratulations to you, super happy for you to be doing something you love to do and for the benefit of everyone out there. You are certainly an amazing woman, and I know I have learned a lot from you thus far. Can’t wait for My Money, My Choices, because I think I still have lots to learn!

    All the best, and a huge thank you for doing what you do.

  3. Congrats Gail I will spread the word.

  4. I’m in! Gail…I’m a professional in the financial services biz and believe you are the bomb! I’ll spread the word for sure. I talk to my clients about you everyday.

  5. Fantastic.

  6. See, when you follow your heart as you did by quitting t.v. show, another opportunity opens that will probably will be as or more effective.

  7. avatar susan walsh Says:
    October 31, 2013 at 10:07 am

    The countdown is on! I heard you on cbc yesterday and can’t waiit to
    dig into your new website!
    Thank you!
    Ps…I too have alwsys thought we should sen you to Ottawa!!! Gail for Prime Minister!!!!

  8. Congratulations GAIL!!!! I will be first in line & am looking forward to improving where I can, and sharing what I know with others.

  9. Sounds awesome Gail.

  10. This looks genius, Gail! I’m really excited to see what you have in store! 🙂

  11. hi gail, heard you on cbc, just a little bit about the bigger bit in the morning which i missed. very excited to try your “your money your choices” a self employed late bloomer of 56 years young!
    i am wondering what amt of time one wojuld need to put into it to do your own homework, and to “tutor or lead ” others, which is a great idea, but i need to know the time to allow , as important as it is… to do this… i still wonder how much time would be a reasonable amt of time to put aside for both aspects, thanks in advance… susan

  12. Thanks so much for this, Gail! Signed up and ready to continue the journey! This is a great way to keep reminding myself to stay on track, and I’m excited to help spread the word. And thanks for making it FREE! 🙂

  13. I am listening right now. Paying my weekly bills while I do. It is great to hear your tips again. I think we could use your new tips every week. Hope the cbc comes to read this. Also wanted to say I love your tv shows, books and blog.

  14. I don’t understand the “My Money, My Choices” program. Shouldn’t there be some “Spending Analysis” and “Balanced Budget” forms to fill out, to prove you have completed each level, instead of just clicking “Done”?

  15. avatar diane whalen Says:
    November 2, 2013 at 4:35 pm

    Hi Gail I listened to the Current on CBC.Great show.I want you to know I have been down that road of debt with student loans and credit counselling and I am debt free now.There are three things I would like to say in relation to my experience.One it is a huge learning curve in behavior modification and entrenched conditioning.It was a bitch getting out.Yes I got out but it was hell getting out and it is not for the weak.I had no drug addictions or alochol problems.It was through raw determination.Also at the end after credit counselling they encourage you to get a credit to reestablish your credit.I did not have a credit card for twenty years.Now I feel absolutely fear based in getting a credit card. Money issues are loaded with emotional issues in relation to how you live your life.It is not just living within a budget and if you don’t have the money you don’t spend.I get the intellectual process of getting out of debt.The question is how do you emotionally detach from your money when so much of it is how you feel emotionally when you are spending or not spending.You can’t tell me that Wall St failed because making just wrong decisions intellectually.Edward Greenspan has just written a book about his mistakes and now thinks there
    is some component of emotion to it.Human Beings are mind body and spirit,when part goes out of alignment rest assured how people use money will show up.Just a few thoughts on my experience.Thanks for all your great work.

  16. I’ve joined and am working on Level one now. 🙂

    Thanks so much Gail. I wish I had found your information in 2008 when I was first separated. I might not be in the mess I am now. Hopefully, with your help, I’ll be remembering this as tough but awakening.

  17. avatar dabir mohammed Says:
    November 7, 2013 at 9:49 pm


    I was listening You @ 1010 am radio.What I think consumer should use credit card instead of debit,You know why because on one hand your credit will built up on second hand you will save transaction fee on bank account.only thing is you have to pay one lum sum payment just before due you don’t have pay the interest.

  18. Hi Gail please help me decide how best to Mage my money
    I am a widow on OAS and CPP as my only income. I have 12k in rif and 28k in tax free savings
    I am relatively healthy and a very active person, managing to travel a little in winter on a budget
    However I need to know how best to put my funds to the best advantage.
    Want to fly before I die!
    Thx Gail

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