Comments on: Pleasures

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By: Justine

Justine — Mon, 19 Sep 2011 20:16:05 +0000

Great article. If you work hard to keep on budget you should definitely reward yourself in the end.

By: Linda

Linda — Tue, 13 Sep 2011 14:09:22 +0000

After you have finished disbursing your income on payday to fill up all the categories, and you sit down and see what is left for the next 2 weeks, it can get a little discouraging. I believe a pleasures line will be added to my budget this next pay period. I too take great pleasure in having my Christmas account available too.

Almost paid off the LOC, extra payments going to the mortgage, one investment LOC to go, then we will need to rejig the budget to reflect the extra income.

By: Amanda A

Amanda A — Tue, 13 Sep 2011 10:41:02 +0000

Congratulations Lori!!!

I look forward to when I can add a pleasures line to my budget. But right now my christmas jar is my source of pleasure! Guilt free spending (that I saved up for) for my loved ones! It doesn’t get much better than that!

By: financiallyfreeinbc

financiallyfreeinbc — Tue, 13 Sep 2011 01:51:21 +0000

It was hard to finally allow us to spend money once we became debt free earlier this year. We seem to have gotten over that now and need to pull things back a tad. We have had the money for everything we purchased so it isn’t a bad thing… we just have some other plans for the cash that we need to focus on now.

By: AnnieA

AnnieA — Mon, 12 Sep 2011 17:27:12 +0000

Years ago I read a book called “Living a Beautiful Life” written by a decorator, who mainly talked about the little things in life making a difference. She had noticed that most people would spend all their money on their public rooms and no money on, say, their bedrooms.

Having tea in a beautiful cup, washing with a luxurious soap or shower gel, buying one cashmere sweater all make for an enjoyable day. My own Scots background forces me to wait for a sale, but now I have crystal glasses — the wine DOES taste better in them! — and Frette sheets.

By: Pam

Pam — Sat, 10 Sep 2011 23:27:22 +0000

Nice article. I think you are right. We shouldn’t have to feel guilty to spend a little on pleasure items so long as we have all our ducks in a row. All too often I have found myself being way too cheap when there was no reason to be. Thanks for the reminder!

By: Buno

Buno — Sat, 10 Sep 2011 15:20:55 +0000

I don’t have a certain “pleasure” category in my budget but I do give myself an allowance every payday which I use for anything not accounted for in the budget. Once all my essentials are distributed (house account, grocery, savings etc) I give myself an allowance and put the rest into my planned spending account (saving for a camper!). My allowance HAS to last me until the next payday and if its gone then its gone….at least I know I will still eat and have the essentials covered. It covers all my clothing and gifts too so if I have a wedding to attend then it has to cover all costs…but if I just want to spend it on starbucks and magazines then I can do that too.

By: Lori

Lori — Fri, 09 Sep 2011 18:38:08 +0000

I love this idea!!!! because the occasional massage, premium beer, or dinner out can make all the difference, and having it budgeted, takes the stress away.

as of today, I am CC debt free, offically!!! just our mortgage and 1 car payment to go. Feels great!

By: Saver Queen

Saver Queen — Fri, 09 Sep 2011 17:29:41 +0000

I love the idea of putting a separate line for pleasures! normally i draw mine from food, entertainment, clothing or other. but there are often little things that don’t really fit into the category, like painting supplies, yoga, or nice things for the home. two categories i think i will add will be “pleasures” as well as “health”.

budgeting helps reduce the guilt sooo much. i’ve been living on a budget and writing down everything i spend for over 2 years now and it has helped me so much. i’m at a point where i can enjoy myself AND know that the important stuff is being taken care of and it feels great.

By: Carrie

Carrie — Fri, 09 Sep 2011 17:21:37 +0000

Thank you for giving permission for a ‘pleasures’ category in our personal budget without feeling like a ‘Princess’.

My mother, scottish roots, always made me feel guilty about buying frivolous things when I was getting an allowance as a kid or when working my first job as a teenager. The side effect was me being very budget conscious throughout my life, and always looking for other ways to save money. I’ve never borrowed money from anyone (besides a mortgage), not even for going to university (I’m working on my Masters now) and never plan on it either. I still have money go traveling with my husband, save for our retirement, or for a rainy day.

I still feel guilty buying non-essential items, but sometimes you just miss out on life that way. Thanks for reassurance Gail that we’re not going to He** if we spend money on some of the fun things in life.