I have been folllowing you for over a year and have gotten a significant amount paid off on our dept, life is less stressful and for the first time in 3 years we have not credit card dept after Christmas. My husband and I were talking about this on our drive home from Christmas dinner. Just how our lives have changed so much in the past year. We are so proud of ourselves.

Then “caca” happened. We were hit by a drunk driver on our way home and our lives are a mess again. I am so happy that we are all alive and are recovering from all the injuries. We are dealing with insurance companies, the police, psychologists, doctors. It is just too much, but I am glad that I learned so many lessons from you. I just wish that I had been a little quicker on the ball last month and not put off getting the insurance. It’s going to be even harder financially for the next few months but we have a very supportive family who is helping us out as much as they can, and I had no idea that when something like this happens how every neighbour and people in our community have come together to help us.

Life is crazy but we are resilient.