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	<title>Comments on: Everyone’s Got One. What’s Yours?</title>
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		<title>By: Cristina</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-51534</link>
		<dc:creator>Cristina</dc:creator>
		<pubDate>Fri, 27 Aug 2010 07:14:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-51534</guid>
		<description>my gimme gremlin?  anything at a super great price/clearance!  only stuff i use of course.</description>
		<content:encoded><![CDATA[<p>my gimme gremlin?  anything at a super great price/clearance!  only stuff i use of course.</p>
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		<title>By: Erin</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2392</link>
		<dc:creator>Erin</dc:creator>
		<pubDate>Sun, 12 Oct 2008 13:47:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2392</guid>
		<description>My vice is educational toys, board games and hardcover children&#039;s books.  I have learned over the past 2 years to buy all toys on a online used website that I can bargain down the price via email since I am unable to do it face to face and use freecycle- where you ask for the toys you need and I offer toys that the children don&#039;t use anymore.
As for the children&#039;s books I use the scholastic book orders that come from school and buy all kinds discounted so I can give them out for birthday parties and Christmas gifts.  When I do buy a beautiful hardcover it is used for my family and I will take the same one out of the library for my daycare so mine doesn&#039;t get worn out.  They are the one thing that I would like to be passed down to my grandchildren one day...
and board games are great because you stay in many nights for the price of going out once.</description>
		<content:encoded><![CDATA[<p>My vice is educational toys, board games and hardcover children&#8217;s books.  I have learned over the past 2 years to buy all toys on a online used website that I can bargain down the price via email since I am unable to do it face to face and use freecycle- where you ask for the toys you need and I offer toys that the children don&#8217;t use anymore.<br />
As for the children&#8217;s books I use the scholastic book orders that come from school and buy all kinds discounted so I can give them out for birthday parties and Christmas gifts.  When I do buy a beautiful hardcover it is used for my family and I will take the same one out of the library for my daycare so mine doesn&#8217;t get worn out.  They are the one thing that I would like to be passed down to my grandchildren one day&#8230;<br />
and board games are great because you stay in many nights for the price of going out once.</p>
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		<title>By: Charmian Christie</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2393</link>
		<dc:creator>Charmian Christie</dc:creator>
		<pubDate>Thu, 09 Oct 2008 15:59:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2393</guid>
		<description>Books are my weakness, especially cookbooks. I now use the library as much as possible, which saves me money and shelf space. I do buy some books but not as many as before. Those I purchase are now definitely &quot;keepers&quot;.

I&#039;ll have to check out Christina&#039;s bookmooch suggestion.</description>
		<content:encoded><![CDATA[<p>Books are my weakness, especially cookbooks. I now use the library as much as possible, which saves me money and shelf space. I do buy some books but not as many as before. Those I purchase are now definitely &#8220;keepers&#8221;.</p>
<p>I&#8217;ll have to check out Christina&#8217;s bookmooch suggestion.</p>
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		<title>By: Christina</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2395</link>
		<dc:creator>Christina</dc:creator>
		<pubDate>Thu, 09 Oct 2008 06:18:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2395</guid>
		<description>www.bookmooch.com   a good site to look into for all those book gremlins out there :)</description>
		<content:encoded><![CDATA[<p><a href="http://www.bookmooch.com" rel="nofollow">http://www.bookmooch.com</a>   a good site to look into for all those book gremlins out there <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Ajana</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2394</link>
		<dc:creator>Ajana</dc:creator>
		<pubDate>Thu, 09 Oct 2008 02:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2394</guid>
		<description>For all of us bibliophiles...

http://www.wired.com/techbiz/people/magazine/16-10/ff_walker?currentPage=all</description>
		<content:encoded><![CDATA[<p>For all of us bibliophiles&#8230;</p>
<p><a href="http://www.wired.com/techbiz/people/magazine/16-10/ff_walker?currentPage=all" rel="nofollow">http://www.wired.com/techbiz/people/magazine/16-10/ff_walker?currentPage=all</a></p>
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		<title>By: Frugal Graduate</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2397</link>
		<dc:creator>Frugal Graduate</dc:creator>
		<pubDate>Thu, 09 Oct 2008 01:21:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2397</guid>
		<description>My Gremlins used to include books, books, and more books. I have in the last 5 years or so rediscovered my love of the library! My partner and I definitely have indulged in the Eating Out/Take Out Gremlin a lot in the past - at times it was 2-3 times/week in part due to our busy schedules. We&#039;ve definitely realized that the cost can not be justified and that we tended to eat so poorly when we ate out. So now we are really making hard choices and maybe have one or two meals out a month. We don&#039;t have cable TV (good old rabbit ears!), we rarely go out to the movies (borrowing from the library instead), we don&#039;t buy new music and we are minimalist with our clothing purchases although we do believe that 2 quality pieces are better value than 5 cheap ones.

I definitely still have 3 Gremlins that I am battling but it&#039;s better than before. I do like to buy a few magazines a month. I have one subscription that I am considering canceling - but it&#039;s less than $30 a year.  If I cancel the current subscription I would replace it with the one i have been buying. I do read both titles cover to cover several times so I know I get use of out of them.

I do love lattes and coffees. At one point it was a latte a day and sometimes another one. Now my partner and I limit ourselves to a latte each on Saturday after yoga class (we have gym membership and we use it a bare minimum of 4x/week!!). I had gotten to the point of not buying Tim Hortons at all, but I admit lately I have been slipping. Any suggestions Gail on how to tame that beast?

My other Gremlin that I will struggle with is the &#039;treats&#039; - the chocolate bar, the muffin, etc. I admit that this will probably be my albatross. Like you mentioned with the books, I think this I rationalize this one a lot. The I don&#039;t drink, smoke, buy books, see movies, eat out at restaurants all the time, am pragmatic in my clothing purchases, etc... can&#039;t I have the Hershey&#039;s Kisses rationalization. There is no need for them, for my health or my pocketbook but the treats are a siren call and then I add in the argument that I may be hungry so I &#039;need&#039; it.

However I am working hard on the last Gremlins. I def don&#039;t need the treats or the coffee although I don&#039;t see a need to cut out the Saturday latte but the several Tims a week is not necessary on any level. The food is not beneficial to me physically and I rather put the savings towards having the nicer meal out once a month or maybe putting some extra money into the savings account - especially with the current economic situation...</description>
		<content:encoded><![CDATA[<p>My Gremlins used to include books, books, and more books. I have in the last 5 years or so rediscovered my love of the library! My partner and I definitely have indulged in the Eating Out/Take Out Gremlin a lot in the past &#8211; at times it was 2-3 times/week in part due to our busy schedules. We&#8217;ve definitely realized that the cost can not be justified and that we tended to eat so poorly when we ate out. So now we are really making hard choices and maybe have one or two meals out a month. We don&#8217;t have cable TV (good old rabbit ears!), we rarely go out to the movies (borrowing from the library instead), we don&#8217;t buy new music and we are minimalist with our clothing purchases although we do believe that 2 quality pieces are better value than 5 cheap ones.</p>
<p>I definitely still have 3 Gremlins that I am battling but it&#8217;s better than before. I do like to buy a few magazines a month. I have one subscription that I am considering canceling &#8211; but it&#8217;s less than $30 a year.  If I cancel the current subscription I would replace it with the one i have been buying. I do read both titles cover to cover several times so I know I get use of out of them.</p>
<p>I do love lattes and coffees. At one point it was a latte a day and sometimes another one. Now my partner and I limit ourselves to a latte each on Saturday after yoga class (we have gym membership and we use it a bare minimum of 4x/week!!). I had gotten to the point of not buying Tim Hortons at all, but I admit lately I have been slipping. Any suggestions Gail on how to tame that beast?</p>
<p>My other Gremlin that I will struggle with is the &#8216;treats&#8217; &#8211; the chocolate bar, the muffin, etc. I admit that this will probably be my albatross. Like you mentioned with the books, I think this I rationalize this one a lot. The I don&#8217;t drink, smoke, buy books, see movies, eat out at restaurants all the time, am pragmatic in my clothing purchases, etc&#8230; can&#8217;t I have the Hershey&#8217;s Kisses rationalization. There is no need for them, for my health or my pocketbook but the treats are a siren call and then I add in the argument that I may be hungry so I &#8216;need&#8217; it.</p>
<p>However I am working hard on the last Gremlins. I def don&#8217;t need the treats or the coffee although I don&#8217;t see a need to cut out the Saturday latte but the several Tims a week is not necessary on any level. The food is not beneficial to me physically and I rather put the savings towards having the nicer meal out once a month or maybe putting some extra money into the savings account &#8211; especially with the current economic situation&#8230;</p>
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		<title>By: J</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2396</link>
		<dc:creator>J</dc:creator>
		<pubDate>Wed, 08 Oct 2008 22:43:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2396</guid>
		<description>Books used to be a vice.  Then one day I looked up my monthly spending and I had spent almost $500 on books in that month!  (It&#039;s not actually hard, hardcovers can be up to $40 each.)

Now I just go to the library.  The library has a neat system where it&#039;ll autoreserve authors that I like as they come in and so all I have to do is go and pick up the books.  It&#039;s actually more convenient than the store.

My vice is gourmet food.  But since I cook it at home, the occasional splurge doesn&#039;t hurt like restaurant food would.  Very rarely does it go over my $175/month grocery limit.</description>
		<content:encoded><![CDATA[<p>Books used to be a vice.  Then one day I looked up my monthly spending and I had spent almost $500 on books in that month!  (It&#8217;s not actually hard, hardcovers can be up to $40 each.)</p>
<p>Now I just go to the library.  The library has a neat system where it&#8217;ll autoreserve authors that I like as they come in and so all I have to do is go and pick up the books.  It&#8217;s actually more convenient than the store.</p>
<p>My vice is gourmet food.  But since I cook it at home, the occasional splurge doesn&#8217;t hurt like restaurant food would.  Very rarely does it go over my $175/month grocery limit.</p>
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		<title>By: Julie from Québec</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2402</link>
		<dc:creator>Julie from Québec</dc:creator>
		<pubDate>Wed, 08 Oct 2008 21:59:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2402</guid>
		<description>My Gremlin is definitly books, loads of them. As I live in a 99 % french area, no way can I borrow from the library, so......I have an avid readers card from Chapters/Indigo. I buy mostly online, saves 10%, cause the nearsest store is 40 plus mins away, buy more than 39 $ each time which gives me free shipping, a definite plus. I indulge 1 a month....terrible habit, but an enriching one. Wish I could swap with a friend would make it so much cheaper. Used to do the purse thing, no longer. I say I am getting better, only my great kids are getting older, gotta love them!!
Have a great one everyone!</description>
		<content:encoded><![CDATA[<p>My Gremlin is definitly books, loads of them. As I live in a 99 % french area, no way can I borrow from the library, so&#8230;&#8230;I have an avid readers card from Chapters/Indigo. I buy mostly online, saves 10%, cause the nearsest store is 40 plus mins away, buy more than 39 $ each time which gives me free shipping, a definite plus. I indulge 1 a month&#8230;.terrible habit, but an enriching one. Wish I could swap with a friend would make it so much cheaper. Used to do the purse thing, no longer. I say I am getting better, only my great kids are getting older, gotta love them!!<br />
Have a great one everyone!</p>
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		<title>By: Geoff</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2401</link>
		<dc:creator>Geoff</dc:creator>
		<pubDate>Wed, 08 Oct 2008 20:27:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2401</guid>
		<description>Know? She&#039;s my enabler.</description>
		<content:encoded><![CDATA[<p>Know? She&#8217;s my enabler.</p>
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		<title>By: julie</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2400</link>
		<dc:creator>julie</dc:creator>
		<pubDate>Wed, 08 Oct 2008 20:11:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2400</guid>
		<description>Very cute Geoff.. does your wife know about your mistress? ;)</description>
		<content:encoded><![CDATA[<p>Very cute Geoff.. does your wife know about your mistress? <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Geoff</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2399</link>
		<dc:creator>Geoff</dc:creator>
		<pubDate>Wed, 08 Oct 2008 19:58:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2399</guid>
		<description>Oh this is easy.... my secret mistress -  my beloved house. Power tools, decorative rain chains, upgraded shingles, new faucets.... whatever she asks of me I deliver and try to justify in terms of raising the value of my house. Problem is I can&#039;t really say that I would or wouldn&#039;t buy a house because of a faucet (now electrical, roof yeah).</description>
		<content:encoded><![CDATA[<p>Oh this is easy&#8230;. my secret mistress &#8211;  my beloved house. Power tools, decorative rain chains, upgraded shingles, new faucets&#8230;. whatever she asks of me I deliver and try to justify in terms of raising the value of my house. Problem is I can&#8217;t really say that I would or wouldn&#8217;t buy a house because of a faucet (now electrical, roof yeah).</p>
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		<title>By: Michelle</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2398</link>
		<dc:creator>Michelle</dc:creator>
		<pubDate>Wed, 08 Oct 2008 18:34:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2398</guid>
		<description>My Gimme Gremlin, if you can call it that, seems to be my skincare products and natural health supplements, but I think they work themselves out over time.   Today I spent $200 on my entire skin care line, but it lasts me 6+ months, so I don&#039;t think that&#039;s enough to break the bank.  Ditto with vitamins and herbal supplements...they cost more upfront, but they last for months and I haven&#039;t had to shell out money on OTC remedies, so I think I&#039;m ahead of the game.  It hurts to purchase in the beginning, like today when I realized I needed new everything, but if it&#039;s a moisturizer here or eye gel there, it&#039;s not so bad.
And like another poster, I purchase things for myself once a year, alternating seasons.  2007 was Spring/Summer wear, this year was Faull-Winter.  So now next year when I realize my 3 pairs of lowly shorts are faded and holey, I won&#039;t feel bad about buying more because I know I&#039;ve gotten good use out of my clothing.</description>
		<content:encoded><![CDATA[<p>My Gimme Gremlin, if you can call it that, seems to be my skincare products and natural health supplements, but I think they work themselves out over time.   Today I spent $200 on my entire skin care line, but it lasts me 6+ months, so I don&#8217;t think that&#8217;s enough to break the bank.  Ditto with vitamins and herbal supplements&#8230;they cost more upfront, but they last for months and I haven&#8217;t had to shell out money on OTC remedies, so I think I&#8217;m ahead of the game.  It hurts to purchase in the beginning, like today when I realized I needed new everything, but if it&#8217;s a moisturizer here or eye gel there, it&#8217;s not so bad.<br />
And like another poster, I purchase things for myself once a year, alternating seasons.  2007 was Spring/Summer wear, this year was Faull-Winter.  So now next year when I realize my 3 pairs of lowly shorts are faded and holey, I won&#8217;t feel bad about buying more because I know I&#8217;ve gotten good use out of my clothing.</p>
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		<title>By: Goal "0" Debt</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2408</link>
		<dc:creator>Goal "0" Debt</dc:creator>
		<pubDate>Wed, 08 Oct 2008 17:08:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2408</guid>
		<description>Gail, On a seperate note do you do follow ups with the people you work with to see if their still on track, scared straight, off the rails again or just blew the show&#039;s loot on CRAP. Thank god the new season is here.</description>
		<content:encoded><![CDATA[<p>Gail, On a seperate note do you do follow ups with the people you work with to see if their still on track, scared straight, off the rails again or just blew the show&#8217;s loot on CRAP. Thank god the new season is here.</p>
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		<title>By: Tammy</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2409</link>
		<dc:creator>Tammy</dc:creator>
		<pubDate>Wed, 08 Oct 2008 16:27:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2409</guid>
		<description>My Gimme Gremlin would be high-end handbags and I have quite the collection in my closet.  The sales associates at Holt Renfrew and Coach know me well.  However, I have really toned that down and do not at all feel the desire to buy another handbag.

Another Gremlin of mine is monthly facials and they are not something I plan to give up.  I enjoy them far too much and I work them into the budget.

I am trying to use the library more frequently as I used to buy books quite often.  There is one book I really want to read and I am 27th in line at the library.  I may just ask for it for my birthday in November.</description>
		<content:encoded><![CDATA[<p>My Gimme Gremlin would be high-end handbags and I have quite the collection in my closet.  The sales associates at Holt Renfrew and Coach know me well.  However, I have really toned that down and do not at all feel the desire to buy another handbag.</p>
<p>Another Gremlin of mine is monthly facials and they are not something I plan to give up.  I enjoy them far too much and I work them into the budget.</p>
<p>I am trying to use the library more frequently as I used to buy books quite often.  There is one book I really want to read and I am 27th in line at the library.  I may just ask for it for my birthday in November.</p>
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		<title>By: Vanessa</title>
		<link>http://gailvazoxlade.com/blog/archives/228/comment-page-1#comment-2407</link>
		<dc:creator>Vanessa</dc:creator>
		<pubDate>Wed, 08 Oct 2008 15:41:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.gailvazoxlade.com/blog/?p=228#comment-2407</guid>
		<description>My Gimmie Gremlin was also books!  I love to read...  but then I re-discovered my love for the library and although sometimes I have to wait in line to read the book I want it makes me feel pretty good not to be spending all that money on books... and good for the enviroment too!
I don&#039;t have any other Gimmie Gremlins... I brew my own coffee at home and I&#039;m not into expensive clothes or jewellry...
as a result - my daughter is becoming the same.  We used to love shopping together for STUFF... now we love finding ways to save money together!  It really is a great feeling to be teaching her all about saving and spending wisely. I love my parents but they didn&#039;t teach money management to me and it took me a long time to learn it on my own...</description>
		<content:encoded><![CDATA[<p>My Gimmie Gremlin was also books!  I love to read&#8230;  but then I re-discovered my love for the library and although sometimes I have to wait in line to read the book I want it makes me feel pretty good not to be spending all that money on books&#8230; and good for the enviroment too!<br />
I don&#8217;t have any other Gimmie Gremlins&#8230; I brew my own coffee at home and I&#8217;m not into expensive clothes or jewellry&#8230;<br />
as a result &#8211; my daughter is becoming the same.  We used to love shopping together for STUFF&#8230; now we love finding ways to save money together!  It really is a great feeling to be teaching her all about saving and spending wisely. I love my parents but they didn&#8217;t teach money management to me and it took me a long time to learn it on my own&#8230;</p>
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