Comments on: This & That http://gailvazoxlade.com/blog/archives/168 Mon, 21 May 2012 15:52:22 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: chloe http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1521 chloe Tue, 22 Jul 2008 13:04:21 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1521 personally I love the shows with the high income earners. I guess because I am in that category. Seriously, though, it doesn't matter what you make, it's what you keep! My favourite is the family doctor who was spending $12K more a MONTH than he made. It's season one, which isn't online. personally I love the shows with the high income earners. I guess because I am in that category. Seriously, though, it doesn’t matter what you make, it’s what you keep!

My favourite is the family doctor who was spending $12K more a MONTH than he made. It’s season one, which isn’t online.

]]> By: Karen Webb Johnston http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1520 Karen Webb Johnston Mon, 21 Jul 2008 03:01:13 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1520 Are there times when the only thing you can recommend is bankruptcy? Particularly after divorce? My husband and I watch your show often and one of the comments he makes is that he can't understand how, after five years, anyone can be half a million in the hole. My understanding is that the number is meant to shock people so that they understand the ramifications of what they're doing - I'm sure that long before that they'll be forced to declare bankruptcy. I guess I've met a few too many people who have declared bankruptcy and don't think much about it. Thanks for the show - it's been an eye-opener. Karen Are there times when the only thing you can recommend is bankruptcy? Particularly after divorce?

My husband and I watch your show often and one of the comments he makes is that he can’t understand how, after five years, anyone can be half a million in the hole. My understanding is that the number is meant to shock people so that they understand the ramifications of what they’re doing – I’m sure that long before that they’ll be forced to declare bankruptcy.

I guess I’ve met a few too many people who have declared bankruptcy and don’t think much about it.

Thanks for the show – it’s been an eye-opener.

Karen

]]> By: Krista http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1519 Krista Sun, 20 Jul 2008 14:24:43 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1519 Hi Gail, Just had to say thanks for your blog. THANK YOU THANK YOU THANK YOU. That's all! Krista Hi Gail,
Just had to say thanks for your blog. THANK YOU THANK YOU THANK YOU.
That’s all!
Krista

]]> By: Melaniesd http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1518 Melaniesd Sun, 20 Jul 2008 12:08:40 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1518 When it comes to protecting your identity, I don't think we need to pay to have the monitored either. If you pay attention to your credit card statements and get annual copies of your credit reports you should be fine. I'd like to recommend that you only carry the identification that you NEED like your drivers license. When I worked in bank customer service, it was sad to see how many people lose thier wallets or they are stolen from them with ALL of their ID in the wallets. It really made it very difficult for them to obtain new copies. It's especially important if you are relocating to a new province where no one know you. Imagine losting all of your ID and no one knows who you are to help you get new ID. We likely don't need things like our birth certificates, SIN cards, passports etc. Please take a minute and go through your wallet. Put those pieces of ID in a safe place like a fire-proof box or a safety deposit box. When it comes to protecting your identity, I don’t think we need to pay to have the monitored either. If you pay attention to your credit card statements and get annual copies of your credit reports you should be fine.
I’d like to recommend that you only carry the identification that you NEED like your drivers license. When I worked in bank customer service, it was sad to see how many people lose thier wallets or they are stolen from them with ALL of their ID in the wallets. It really made it very difficult for them to obtain new copies. It’s especially important if you are relocating to a new province where no one know you. Imagine losting all of your ID and no one knows who you are to help you get new ID.
We likely don’t need things like our birth certificates, SIN cards, passports etc. Please take a minute and go through your wallet. Put those pieces of ID in a safe place like a fire-proof box or a safety deposit box.

]]> By: kristin http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1517 kristin Sun, 20 Jul 2008 01:26:01 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1517 i have a cibc visa. i don't pay for additional services but what's included is an alert to your online banking account whenever there is a change or an inquiry to your credit score. when we renewed our mortgage, it was almost silly, we received an alert from the broker, an alert from the bank,, each for my husband and my self since we co share the card. food for thought, not a bad idea in my mind but i wouldn't pay extra for it (mind you we pay for the card, but it pays dividends so it pays for itself). i have a cibc visa. i don’t pay for additional services but what’s included is an alert to your online banking account whenever there is a change or an inquiry to your credit score. when we renewed our mortgage, it was almost silly, we received an alert from the broker, an alert from the bank,, each for my husband and my self since we co share the card.
food for thought, not a bad idea in my mind but i wouldn’t pay extra for it (mind you we pay for the card, but it pays dividends so it pays for itself).

]]> By: Jo http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1513 Jo Sat, 19 Jul 2008 21:40:43 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1513 Tammy's exactly right - you can order your credit report by mail for free from either Equifax or Transunion. Paying $15/month to have your account monitored is a complete waste of money in my view. If you take little steps to reduce the chance of identity theft -- e.g. shred documents, take care with your PINs/passwords, monitor your bank account and credit card statements, and order your free credit report once a year you are being duly diligent I'd say.. Tammy’s exactly right – you can order your credit report by mail for free from either Equifax or Transunion. Paying $15/month to have your account monitored is a complete waste of money in my view. If you take little steps to reduce the chance of identity theft — e.g. shred documents, take care with your PINs/passwords, monitor your bank account and credit card statements, and order your free credit report once a year you are being duly diligent I’d say..

]]> By: Tammy http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1514 Tammy Sat, 19 Jul 2008 20:05:20 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1514 Tracy, you can get it free by requesting it in writing and having it mailed out to you. I struggle sometimes as well with determining if I should allow myself a vacation fund when I have this LOC debt that I am putting $1200/month toward. I do feel that without sacrificing too much else, I can make the $1200/month debt payment and still save for a vacation. Gail, you are so refreshing and I look forward to starting each day reading you blog. Thank you. Tracy, you can get it free by requesting it in writing and having it mailed out to you.

I struggle sometimes as well with determining if I should allow myself a vacation fund when I have this LOC debt that I am putting $1200/month toward. I do feel that without sacrificing too much else, I can make the $1200/month debt payment and still save for a vacation.

Gail, you are so refreshing and I look forward to starting each day reading you blog. Thank you.

]]> By: Andrea http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1515 Andrea Sat, 19 Jul 2008 19:31:49 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1515 Hi Tracy, TransUnion is free if you send their form though the mail. It takes longer but is totally free. They have an option to do it on the website which is fee-based. It is the same as Equifax. Here is their website. http://www.transunion.ca/ca/personal/creditreport/consumerdisclosure/mail_en.page Andrea Hi Tracy,

TransUnion is free if you send their form though the mail. It takes longer but is totally free. They have an option to do it on the website which is fee-based. It is the same as Equifax. Here is their website.
http://www.transunion.ca/ca/personal/creditreport/consumerdisclosure/mail_en.page

Andrea

]]> By: Tracy J http://gailvazoxlade.com/blog/archives/168/comment-page-1#comment-1516 Tracy J Sat, 19 Jul 2008 18:43:57 +0000 http://www.gailvazoxlade.com/blog/?p=168#comment-1516 I have wondered how the Equifax thing works too.... shouldn't my credit score be available to me for free? After all it is my information that is incidentally avalable to anyone else that wants to lend me money. I have wondered how the Equifax thing works too…. shouldn’t my credit score be available to me for free? After all it is my information that is incidentally avalable to anyone else that wants to lend me money.

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