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	<title>Comments on: Virus Protect Your Mind</title>
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		<title>By: Sunshine</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-29270</link>
		<dc:creator>Sunshine</dc:creator>
		<pubDate>Thu, 25 Mar 2010 12:21:43 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-29270</guid>
		<description>sorry Momoffour.... I misspelled your nickname!</description>
		<content:encoded><![CDATA[<p>sorry Momoffour&#8230;. I misspelled your nickname!</p>
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	<item>
		<title>By: Sunshine</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-29269</link>
		<dc:creator>Sunshine</dc:creator>
		<pubDate>Thu, 25 Mar 2010 12:21:06 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-29269</guid>
		<description>@ Momforfour:

thank you for your comment. What a great idea your sharing with me.
Im a nursing mom also and its true that baby&#039;s would probably love to touch a nursing nice mom&#039;s necklace while drinking up the good milk.
Thanks!</description>
		<content:encoded><![CDATA[<p>@ Momforfour:</p>
<p>thank you for your comment. What a great idea your sharing with me.<br />
Im a nursing mom also and its true that baby&#8217;s would probably love to touch a nursing nice mom&#8217;s necklace while drinking up the good milk.<br />
Thanks!</p>
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	<item>
		<title>By: MomOFfour</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-29129</link>
		<dc:creator>MomOFfour</dc:creator>
		<pubDate>Tue, 23 Mar 2010 21:45:53 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-29129</guid>
		<description>@ Sunshine

When you decide to start your hand-crafted jewelry, could you PLEASE make a product for nursing moms?  When my children were little, they loved to scratch me or pull my hair while nursing.  I always wanted to market &quot;boobie beads&quot;, colorful beads on a necklace to entertain little hands while nursing.  I&#039;m sure they would need a magnetic clasp to prevent being torn off or a choking hazard.  Just a little brainstorming that I hope will motivate you to follow your dreams.</description>
		<content:encoded><![CDATA[<p>@ Sunshine</p>
<p>When you decide to start your hand-crafted jewelry, could you PLEASE make a product for nursing moms?  When my children were little, they loved to scratch me or pull my hair while nursing.  I always wanted to market &#8220;boobie beads&#8221;, colorful beads on a necklace to entertain little hands while nursing.  I&#8217;m sure they would need a magnetic clasp to prevent being torn off or a choking hazard.  Just a little brainstorming that I hope will motivate you to follow your dreams.</p>
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	<item>
		<title>By: Sunshine</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28941</link>
		<dc:creator>Sunshine</dc:creator>
		<pubDate>Sun, 21 Mar 2010 23:41:49 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28941</guid>
		<description>@ Kat: wow! Thank you for your elaborate answer, its very useful and interesting to read your story on craft making. You shared a lot of tips and tricks while sharing your experience, and it will probably be useful for someone else too. Im very happy with all this info your sharing with me.

Here in Quebec, we don&#039;t have Micheals stores, we only have a store called Omer Deserres, which is nice, but I know that Micheals is hard to beat.


    When you wrote: 

----What I have observed from the craft sales I’ve participated in and attended is that success is a combination of traffic, intention, and correct pricing. Most of the time with hand-made crafts, you *sadly* cannot charge for alot for your time unless you have a truly unique product.------

   It really got me thinking, oh yessss!! Pricing our crafts is a very tricky and delicate part. Too high or too low can be just as bad.

Wow! You seem to have made great sales last craft show, you sold 200 cards and other crafts. 

I think I will buy a book on Starting a handmade jewelry making business on amazon and read up on the topic.

@ Pisces. I will look up the reading you&#039;re suggesting me. Also, I love your quote: ”Don’t die with the song in your heart”</description>
		<content:encoded><![CDATA[<p>@ Kat: wow! Thank you for your elaborate answer, its very useful and interesting to read your story on craft making. You shared a lot of tips and tricks while sharing your experience, and it will probably be useful for someone else too. Im very happy with all this info your sharing with me.</p>
<p>Here in Quebec, we don&#8217;t have Micheals stores, we only have a store called Omer Deserres, which is nice, but I know that Micheals is hard to beat.</p>
<p>    When you wrote: </p>
<p>&#8212;-What I have observed from the craft sales I’ve participated in and attended is that success is a combination of traffic, intention, and correct pricing. Most of the time with hand-made crafts, you *sadly* cannot charge for alot for your time unless you have a truly unique product.&#8212;&#8212;</p>
<p>   It really got me thinking, oh yessss!! Pricing our crafts is a very tricky and delicate part. Too high or too low can be just as bad.</p>
<p>Wow! You seem to have made great sales last craft show, you sold 200 cards and other crafts. </p>
<p>I think I will buy a book on Starting a handmade jewelry making business on amazon and read up on the topic.</p>
<p>@ Pisces. I will look up the reading you&#8217;re suggesting me. Also, I love your quote: ”Don’t die with the song in your heart”</p>
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		<title>By: Kat</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28895</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Sun, 21 Mar 2010 02:52:09 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28895</guid>
		<description>btw, I swear english is my first language... I&#039;m amazed at how often I keep substituting different words that start with the same letter... hope it&#039;s not too difficult to read.  :-D</description>
		<content:encoded><![CDATA[<p>btw, I swear english is my first language&#8230; I&#8217;m amazed at how often I keep substituting different words that start with the same letter&#8230; hope it&#8217;s not too difficult to read.  <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_biggrin.gif' alt=':-D' class='wp-smiley' /> </p>
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		<title>By: Kat</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28893</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Sun, 21 Mar 2010 02:49:21 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28893</guid>
		<description>@S You&#039;re very welcome - I love moneysense... great magazine.

@Sunshine   Great idea with the ING account.  I currently make handmade cards, and hand stiched/embroidered felt ornaments, christmas wreaths.   In the past I have done knitting, sewing, cross stitch, gift baskets (not so much craft but they look nice), decorated miniature trees.  I go into Michaels and it&#039;s like a I&#039;m 5 years old in a candy store - LOL.  The handmade cards are made from a variety of things, but mostly paper, rubber stamps and embossing.  I have been doing church craft sales for about 15 years... but the last few years have only managed to do 1 a year as my responsibilities/stree from my full-time job have made the dedication to time very difficult.  

What I have observed from the craft sales I&#039;ve participated in and attended is that success is a combination of traffic, intention, and correct pricing.  Most of the time with hand-made crafts, you *sadly* cannot charge for alot for your time unless you have a truly unique product.  

The hand stitched felt ornaments cost me a $1 to make and 5 hours of time.  I charge $4.95 for the ornaments.  Which if you calculate is less than $1 an hour.  Ummm, should I charge more? depends upon the venue -- at a church/school sale, where the table is $30 - I generally keep the pricing very low. Lot of little old ladies, or moms on the go looking for a nice inexpensive gift. So I go more for volume -- if I was going for a table at Cabbage Town craft festival - where the table is $110-150 (approx), I would need to charge more.  But it is much more of a risk, I would recommend if just starting out, start with a smaller sale -- although you may have a &quot;bad weather day&quot;, and people may have their wallets welded shut - you will still get a good idea for what people like.

The other reason why I do not charge alot of $ is that I do this more as &quot;therapy&quot; than as real business.  I do it 15 mins at a time, once in the morning as I sit on the couch trying to wake up, and once in the evening (carpal tunnel makes the hand stitching problematic so I can&#039;t do longer than that at one time).

When I&#039;m making the handmade cards, it is usually when I have woken up early (sometimes an early riser) and I do a few versions at a time (kind of like an assembly line) - still love seeing the finished product.  The cards I see for $1 (they cost 50 cents to make).  Sometimes I make much more elaborate cards that are more expensive - but they also have more expensive items so I still only make like $1.  

At the craft show I went to last year, I sold 200 $1 cards, 2 wreaths, 15 specialty cards, some packaged paper (cutting down on the inventory) and 4 ornaments (just started doing them). 

This is probably wayyyyyyyyyy more info then you wanted, but us crazy crafters love to chat crafts :-D

For this years crafts sale, I am hoping to make nancy drew purses as well as the usual stuff. 

Happy crafting!</description>
		<content:encoded><![CDATA[<p>@S You&#8217;re very welcome &#8211; I love moneysense&#8230; great magazine.</p>
<p>@Sunshine   Great idea with the ING account.  I currently make handmade cards, and hand stiched/embroidered felt ornaments, christmas wreaths.   In the past I have done knitting, sewing, cross stitch, gift baskets (not so much craft but they look nice), decorated miniature trees.  I go into Michaels and it&#8217;s like a I&#8217;m 5 years old in a candy store &#8211; LOL.  The handmade cards are made from a variety of things, but mostly paper, rubber stamps and embossing.  I have been doing church craft sales for about 15 years&#8230; but the last few years have only managed to do 1 a year as my responsibilities/stree from my full-time job have made the dedication to time very difficult.  </p>
<p>What I have observed from the craft sales I&#8217;ve participated in and attended is that success is a combination of traffic, intention, and correct pricing.  Most of the time with hand-made crafts, you *sadly* cannot charge for alot for your time unless you have a truly unique product.  </p>
<p>The hand stitched felt ornaments cost me a $1 to make and 5 hours of time.  I charge $4.95 for the ornaments.  Which if you calculate is less than $1 an hour.  Ummm, should I charge more? depends upon the venue &#8212; at a church/school sale, where the table is $30 &#8211; I generally keep the pricing very low. Lot of little old ladies, or moms on the go looking for a nice inexpensive gift. So I go more for volume &#8212; if I was going for a table at Cabbage Town craft festival &#8211; where the table is $110-150 (approx), I would need to charge more.  But it is much more of a risk, I would recommend if just starting out, start with a smaller sale &#8212; although you may have a &#8220;bad weather day&#8221;, and people may have their wallets welded shut &#8211; you will still get a good idea for what people like.</p>
<p>The other reason why I do not charge alot of $ is that I do this more as &#8220;therapy&#8221; than as real business.  I do it 15 mins at a time, once in the morning as I sit on the couch trying to wake up, and once in the evening (carpal tunnel makes the hand stitching problematic so I can&#8217;t do longer than that at one time).</p>
<p>When I&#8217;m making the handmade cards, it is usually when I have woken up early (sometimes an early riser) and I do a few versions at a time (kind of like an assembly line) &#8211; still love seeing the finished product.  The cards I see for $1 (they cost 50 cents to make).  Sometimes I make much more elaborate cards that are more expensive &#8211; but they also have more expensive items so I still only make like $1.  </p>
<p>At the craft show I went to last year, I sold 200 $1 cards, 2 wreaths, 15 specialty cards, some packaged paper (cutting down on the inventory) and 4 ornaments (just started doing them). </p>
<p>This is probably wayyyyyyyyyy more info then you wanted, but us crazy crafters love to chat crafts <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_biggrin.gif' alt=':-D' class='wp-smiley' /> </p>
<p>For this years crafts sale, I am hoping to make nancy drew purses as well as the usual stuff. </p>
<p>Happy crafting!</p>
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		<title>By: Pisces</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28862</link>
		<dc:creator>Pisces</dc:creator>
		<pubDate>Sat, 20 Mar 2010 15:03:17 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28862</guid>
		<description>To Sunshine - you should check Dr. Wayne Dyer&#039;s publications - his last book is about how to stop &#039;&#039;those excuses&#039;&#039; in our heads :))

And you MUST find time for your dream &#039;&#039;Don&#039;t die with the song in your heart&#039;&#039; - start small. A cool site that you should check is Etsy. com

And Gail, you are my inspiration...getting ready to sit BF down and attack the &#039;budget monster&#039;&#039; Wish me luck !! :))</description>
		<content:encoded><![CDATA[<p>To Sunshine &#8211; you should check Dr. Wayne Dyer&#8217;s publications &#8211; his last book is about how to stop &#8221;those excuses&#8221; in our heads <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> )</p>
<p>And you MUST find time for your dream &#8221;Don&#8217;t die with the song in your heart&#8221; &#8211; start small. A cool site that you should check is Etsy. com</p>
<p>And Gail, you are my inspiration&#8230;getting ready to sit BF down and attack the &#8216;budget monster&#8221; Wish me luck !! <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> )</p>
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		<title>By: Sunshine</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28860</link>
		<dc:creator>Sunshine</dc:creator>
		<pubDate>Sat, 20 Mar 2010 13:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28860</guid>
		<description>@ Kat: thank you for taking the time to answer my post. It was really inspiring reading your answers.  Off topic but what kind of craft do you enjoy doing?
You&#039;re right, keeping track of the amount of money we spend of crafts is important to not go overboard. I recently put up an ING acocunt called Fun money-Jewelry making and I put 20$ each month for it so its plan in my spending. Its helpful.

@ Mimi: thank you for your advice on time management. Ill try it out. And good luck on your job searching.</description>
		<content:encoded><![CDATA[<p>@ Kat: thank you for taking the time to answer my post. It was really inspiring reading your answers.  Off topic but what kind of craft do you enjoy doing?<br />
You&#8217;re right, keeping track of the amount of money we spend of crafts is important to not go overboard. I recently put up an ING acocunt called Fun money-Jewelry making and I put 20$ each month for it so its plan in my spending. Its helpful.</p>
<p>@ Mimi: thank you for your advice on time management. Ill try it out. And good luck on your job searching.</p>
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		<title>By: S</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28844</link>
		<dc:creator>S</dc:creator>
		<pubDate>Sat, 20 Mar 2010 04:47:55 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28844</guid>
		<description>ps. I meant to say that whoever mentioned the Rogers $1 subscription...thank you!</description>
		<content:encoded><![CDATA[<p>ps. I meant to say that whoever mentioned the Rogers $1 subscription&#8230;thank you!</p>
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		<title>By: S</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28843</link>
		<dc:creator>S</dc:creator>
		<pubDate>Sat, 20 Mar 2010 04:47:17 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28843</guid>
		<description>I love this blog.  I sometimes find it hard to focus on the big picture when the small picture gets me down.  Your thoughts on this topic are very timely.  

On another note, someone mentioned on the blog feedback comments in recent days that Moneysense Magazine is an additional $1 each month if you get it through Rogers (where you already have a bill there).  I just subscribed after checking it out at a local store...what a great resource for additional information.</description>
		<content:encoded><![CDATA[<p>I love this blog.  I sometimes find it hard to focus on the big picture when the small picture gets me down.  Your thoughts on this topic are very timely.  </p>
<p>On another note, someone mentioned on the blog feedback comments in recent days that Moneysense Magazine is an additional $1 each month if you get it through Rogers (where you already have a bill there).  I just subscribed after checking it out at a local store&#8230;what a great resource for additional information.</p>
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		<title>By: Brenda</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28834</link>
		<dc:creator>Brenda</dc:creator>
		<pubDate>Sat, 20 Mar 2010 01:26:54 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28834</guid>
		<description>Like everyone else has said, you are a mind reader! I had a bad day yesterday - something that we have going on with our younger daughter medically, made me break down and cry. I was feeling so negative - and I just had to get it out and physically let myself cry over it. After that, I kept telling myself that it&#039;s not that bad - it could be a LOT worse, and I have an awesome family. I have to keep telling myself these things, or I can get depressed quickly by thinking too much over troubling things. I need to get a positive mantra going to keep myself focused on the good things in life - not the problems or the &quot;what ifs?&quot; Thanks for helping me keep things in perspective, Gail!</description>
		<content:encoded><![CDATA[<p>Like everyone else has said, you are a mind reader! I had a bad day yesterday &#8211; something that we have going on with our younger daughter medically, made me break down and cry. I was feeling so negative &#8211; and I just had to get it out and physically let myself cry over it. After that, I kept telling myself that it&#8217;s not that bad &#8211; it could be a LOT worse, and I have an awesome family. I have to keep telling myself these things, or I can get depressed quickly by thinking too much over troubling things. I need to get a positive mantra going to keep myself focused on the good things in life &#8211; not the problems or the &#8220;what ifs?&#8221; Thanks for helping me keep things in perspective, Gail!</p>
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		<title>By: Cas</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28829</link>
		<dc:creator>Cas</dc:creator>
		<pubDate>Fri, 19 Mar 2010 23:56:26 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28829</guid>
		<description>Mimi -- My mantra, when times have been particularly tough, is more of a question, &quot;What can I do to make it better?&quot;  I think that&#039;s what Gail tries to teach the couples on her show -- to look for alternatives and be creative.  Sometimes though, you KNOW you are doing all you can, so I then ask myself, &quot;What is really, truly the WORST thing that could happen?&quot;  Then I play out all possible scenarios, and the likelihood of any of them happening.  Then I just accept the outcome, because I realize, if I am doing everything that I can already, the outcome tends to not be as bad as what I might have been thinking (eg: it&#039;s really highly unlikely that I will lose my house, my car, etc, but I may have that credit card bill just a couple of months longer than I thought...)  And usually, even then, once I let it go, and stop worrying, even THAT scenario doesn&#039;t occur.
Keep it in perspective and always look forward :)</description>
		<content:encoded><![CDATA[<p>Mimi &#8212; My mantra, when times have been particularly tough, is more of a question, &#8220;What can I do to make it better?&#8221;  I think that&#8217;s what Gail tries to teach the couples on her show &#8212; to look for alternatives and be creative.  Sometimes though, you KNOW you are doing all you can, so I then ask myself, &#8220;What is really, truly the WORST thing that could happen?&#8221;  Then I play out all possible scenarios, and the likelihood of any of them happening.  Then I just accept the outcome, because I realize, if I am doing everything that I can already, the outcome tends to not be as bad as what I might have been thinking (eg: it&#8217;s really highly unlikely that I will lose my house, my car, etc, but I may have that credit card bill just a couple of months longer than I thought&#8230;)  And usually, even then, once I let it go, and stop worrying, even THAT scenario doesn&#8217;t occur.<br />
Keep it in perspective and always look forward <img src='http://gailvazoxlade.com/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Rhiannon</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28824</link>
		<dc:creator>Rhiannon</dc:creator>
		<pubDate>Fri, 19 Mar 2010 20:28:52 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28824</guid>
		<description>Sunshine,

There&#039;s a website called Career-Lifeskills.com that specializes in career books.  Here&#039;s a few of the books I found when I did a search for you:

Start Your Own Arts and Crafts Business
Retail, Carts and Kiosks, Craft Shows, Street Fairs
http://career-lifeskills.com/career-series-126/start-your-own-132/start-your-own-arts-and-crafts-business-10-2675.html?zenid=9429cc0e1c8601b845f32dbe6f15e494

The Everything® Start Your Own Business Book
http://career-lifeskills.com/career-building-1/career-information-25/everything-start-your-own-business-book-2nd-edition-the-10-2268.html?zenid=9429cc0e1c8601b845f32dbe6f15e494

Ready To Start Your Own Business?
http://career-lifeskills.com/career-building-1/career-information-25/ready-to-start-your-own-business-10-2931.html?zenid=9429cc0e1c8601b845f32dbe6f15e494

You can look at these books and do your own searches to see if they have what you need.  Research is one of the first steps before starting your own business, and some of these books are really step-by-step.  

Good luck!</description>
		<content:encoded><![CDATA[<p>Sunshine,</p>
<p>There&#8217;s a website called Career-Lifeskills.com that specializes in career books.  Here&#8217;s a few of the books I found when I did a search for you:</p>
<p>Start Your Own Arts and Crafts Business<br />
Retail, Carts and Kiosks, Craft Shows, Street Fairs<br />
<a href="http://career-lifeskills.com/career-series-126/start-your-own-132/start-your-own-arts-and-crafts-business-10-2675.html?zenid=9429cc0e1c8601b845f32dbe6f15e494" rel="nofollow">http://career-lifeskills.com/career-series-126/start-your-own-132/start-your-own-arts-and-crafts-business-10-2675.html?zenid=9429cc0e1c8601b845f32dbe6f15e494</a></p>
<p>The Everything® Start Your Own Business Book<br />
<a href="http://career-lifeskills.com/career-building-1/career-information-25/everything-start-your-own-business-book-2nd-edition-the-10-2268.html?zenid=9429cc0e1c8601b845f32dbe6f15e494" rel="nofollow">http://career-lifeskills.com/career-building-1/career-information-25/everything-start-your-own-business-book-2nd-edition-the-10-2268.html?zenid=9429cc0e1c8601b845f32dbe6f15e494</a></p>
<p>Ready To Start Your Own Business?<br />
<a href="http://career-lifeskills.com/career-building-1/career-information-25/ready-to-start-your-own-business-10-2931.html?zenid=9429cc0e1c8601b845f32dbe6f15e494" rel="nofollow">http://career-lifeskills.com/career-building-1/career-information-25/ready-to-start-your-own-business-10-2931.html?zenid=9429cc0e1c8601b845f32dbe6f15e494</a></p>
<p>You can look at these books and do your own searches to see if they have what you need.  Research is one of the first steps before starting your own business, and some of these books are really step-by-step.  </p>
<p>Good luck!</p>
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		<title>By: Nanci-jean</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28819</link>
		<dc:creator>Nanci-jean</dc:creator>
		<pubDate>Fri, 19 Mar 2010 18:35:28 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28819</guid>
		<description>Wow! A financial coach AND Psychologist! Actually, from watching your shows I pretty much think of you as a LIFE coach! You help people in so many areas of life! I remember when I first started my RSP in my (gulp) late 20&#039;s with $1000 MF purchase and now at 36 I have caught up on all my RSP contribution room and have over 30K in there with 35 years to grow! It was sooooo easy once I got into the habit of saving...I want to have at least 100K between my RSP and my TFSA before I retire (I hope to retire early...like 45 or 50, 55 at the very latest) and so I focus on that goal. I do have a little consumer debt of about $270.00 which will be gone once I receive my tax refund and will be able to have a nice cushion in my acct so that I can pay my cards off every month...I mostly use our joint card as the accountability keeps me in check. Plus we get Aeroplan points on that card! Thank you Gail for a great book/show and website/blog. You are now MY lifestyle coach (chq is in the mail, wink wink)!</description>
		<content:encoded><![CDATA[<p>Wow! A financial coach AND Psychologist! Actually, from watching your shows I pretty much think of you as a LIFE coach! You help people in so many areas of life! I remember when I first started my RSP in my (gulp) late 20&#8217;s with $1000 MF purchase and now at 36 I have caught up on all my RSP contribution room and have over 30K in there with 35 years to grow! It was sooooo easy once I got into the habit of saving&#8230;I want to have at least 100K between my RSP and my TFSA before I retire (I hope to retire early&#8230;like 45 or 50, 55 at the very latest) and so I focus on that goal. I do have a little consumer debt of about $270.00 which will be gone once I receive my tax refund and will be able to have a nice cushion in my acct so that I can pay my cards off every month&#8230;I mostly use our joint card as the accountability keeps me in check. Plus we get Aeroplan points on that card! Thank you Gail for a great book/show and website/blog. You are now MY lifestyle coach (chq is in the mail, wink wink)!</p>
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		<title>By: Amber</title>
		<link>http://gailvazoxlade.com/blog/archives/1567/comment-page-1#comment-28818</link>
		<dc:creator>Amber</dc:creator>
		<pubDate>Fri, 19 Mar 2010 18:29:33 +0000</pubDate>
		<guid isPermaLink="false">http://gailvazoxlade.com/blog/?p=1567#comment-28818</guid>
		<description>Thank you, Gail. This is fabulous. We could all use a little more positivity in our lives, I think.</description>
		<content:encoded><![CDATA[<p>Thank you, Gail. This is fabulous. We could all use a little more positivity in our lives, I think.</p>
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