As the days get longer and hotter you need to make sure you’re drinking plenty of water. The old rule was to drink 6-8 glasses of water a day. Purists say WATER. People with common sense say, hey, once it hits my belly, my body doesn’t know whether it’s plain water or some other form […]
Have you ever wondered if HOW you pay for something affects HOW MUCH you’re willing to spend? Is it harder to part with cash than to slide your credit card through the machine? You betcha! A study in The Journal of Experimental Psychology says that shopping with cash discourages spending while using credit or gift […]
If you search on Google for “the secret to happiness” you’ll get about a b’zillion hits. Everyone thinks there’s some secret and if they could just find it everything would be sunshine and butterflies. Ha! I am a happy person. No, my day isn’t filled with buttercups and song. Well, not the whole day. Psychologists […]
J Wrote: I have a car loan with Scotia Dealer Advantage at a high interest rate (not sure what it is but something ridiculous like 17%). I purchased car in 2010. I currently pay just under $400.00/mth and have $14,611.51 owing on the vehicle. If I continue as is – vehicle will be paid off […]
Food is often at the very centre of our experiences. We share meals as a family. We get together for dinner with friends. We cook up a storm on special occasions. But we also end up wasting a lot of it. A lot. According to the US Department of Agriculture’s food loss estimates, Americans throw […]
I’m a big believer in optimism. And I’m a glass-half-full kinda girl. But being an optimist doesn’t mean that I believe bad things can’t happen to good people. That’s why one of my mantras is, “Plan like a pessimist so you can live like an optimist.” Being optimistic and being delusional are very different things. […]
I spend a lot of time watching trees. I love trees. I think they are some of the most beautiful creatures. In Africa where the savanna is hot and dry, the trees grow tall, bare all the way up to the wide ceilings that have survived the constant grazing of giraffes. In my backyard where […]
I’m taking the day off. And later this month I’ll tell you more about my plans for taking off a couple of months this summer to let my mind wonder. Have a fabulous day! Imagonna.
Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.
And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.
Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.
I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)
My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.
For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.
I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.
I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.