I’m not sure when parenting became a university course, but it has. Just look at the proliferation of books on the subject – mine included, on how to teach kids about money – and you’ll see that raising kids is a complicated thing. It needn’t be. How about some simple rules, which not only apply […]
People can be so unkind to themselves. I listen to the way people talk about themselves — even to themselves — and I wish I could help them see how unkind they are being. It’s hard to live with the constant criticism that comes from negative self-talk. It can be just as hard to spot […]
S Wrote: I have been married to my husband since last October. It was always fairly well known that his mother’s small business of now 7 years, was not making any money, but we were at lead to believe it was at least breaking even. We recently were told by his step father (more or […]
A friend of mine turned 38 last weekend and was complaining about “getting old.” I noticed a shift physically when I turned 40ish. The eyes were worse, the knees and ankles a little more wobbly. About five years ago the National Institute on Aging published a booklet based on the lessons learned from the Baltimore […]
We are a superstitious lot. Spill salt, and you’ll have to toss some over your shoulder to avoid bad luck. And, for heaven’s sake, don’t break a mirror or open an umbrella indoors. Some of our superstitious are about making wishes come true. You know the one that says, “It’s 11:11, make a wish!” My […]
Have you checked your credit file recently? You should. Your credit file contains a listing of debit and credit payments and it includes public record information about how promptly you’ve paid bills, along with all the yucky stuff like collections, judgements and bankruptcies. Typically credit agencies will keep a record of accounts that were paid […]
Almost everyone I know has suffered the frustration of setting a new goal for themselves only to watch it fizzle out. It ends up turning into a pity party with cries of, “I just don’t have any willpower.” Maybe. Maybe not. Kelly McGonigal has been studying willpower a Stanford University for years and she defines […]
A Wrote: My parents recently inherited money and want to gift me $25K. I have paid off my student loans and my only debt is a $200k mortgage. I’m in my 30’s with $50k in retirement savings, make $60k annually and contribute 18% of my salary to retirement savings annually. After buying a BBQ, what […]
Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.
And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.
Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.
I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)
My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.
For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.
I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.
I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.