It’s a common theme amongst new parents to overspend on baby, particularly the first. If you want to have money to save for baby’s post-secondary school, you’d be wise to find ways to not spend so you have some cash to stash.
Make sure you price-check everything, and use all the coupons you can. The baby [...]
When I was very young, I used to write letters to God. Whenever I was concerned, unhappy, questioning, confused, I would pen a letter to God, put it under my pillow and go to bed. The act of releasing my concern or question to the universe brought back the answers. Not always the answers I [...]
You know that whopping insurance premium you had to pay to CMHC because you had less than 20% for a downpayment? Did you know that CMHC doesn’t consider you off the hook just because you forked over all that money? Here’s a letter I received that highlights the problem:
I have a judgement against me by [...]
The Poisonwood Bible by Barbara Kingsolver was lyrical. Nathan Price is a fierce evangelical minister who takes his family to the Belgian Congo in 1959. The take what they think they will need, only to find that everything from garden seeds to the scriptures Nathan is preaching changes under the African sun. Everything except their [...]
Wondering why you can never come up with enough money to save? The answer may be sitting in your driveway.
Canadians spend a whopping amount of money on their vehicles. The drive to have a spiffy set of wheels, the cost of gas and car insurance, and the rate at which some people turn over their [...]
If happiness is elusive, money isn’t the answer. Perhaps you should look at what your spirit is seeking. In the book Happy People, Jonathan Freedman reports that material wealth has little bearing on a person’s sense of happiness. When we use money to try to replace the things we feel are missing from our lives [...]
Several years ago I made the decision to eliminate The News from my life. My mother-in-law was a news-hound. The radio played the negative nellies every fifteen on the fifteen. My psyche just couldn’t take it. All that horror feeding my energy was sapping my creativity.
I’m not totally oblivious to the world, but I choose [...]
A Wrote: Ok so my in-laws purchased a lake lot probably about 6-7 years ago and are nearing retirement. Nothing is set in stone yet however my mother-in-law suggested that all her kids (three of them and all of them are married) could help out with the mortgage once they hit retirement which is in [...]
Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.
And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.
Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.
I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)
My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.
For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.
I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.
I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.