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M Wrote: We have a great RRSP matching program at work. A coworker received this advice from her husband’s financial planner, and the rest of us were wondering about it. He suggests asking your employers to NOT deduct ANY income tax at all from your payroll for the entire year, and having them deposit the […]

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Spanakopita  

October 22, 20147 Comments

“Spanaki” is spinach and “pita” is pie in Greek, so Spanakopita is spinach pie. I’ve had several variations but set out to reproduce as closely as possible the spanakopita I often buy at Athen’s Bakery on The Danforth. When I first saw recipes that included dill, I was put off and thought about making it […]

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Sometimes I think maybe you get a little tired of hearing just my take on things. Here’s a guest post from Mike Leary, a retired business consultant who writes about personal finance, lifestyle, and career choices. Enjoy! Retirement. For some in this economy, that word may be synonymous with fantasy. But believe it or not, there […]

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Think Small

October 20, 201418 Comments

Have you seen the trend to little houses. All over the place people are celebrating 400-square foot homes. It’s a big drift from the McMansions of just five years ago. I live in a modest home. I call my home, “My Little House” and I love it for a whole bunch of reasons. Smaller means […]

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Heal Your Life

October 17, 201421 Comments

Everyone has times in their lives when things just suck! I’ve been married to an abusive husband.  My best friend died when we were in our early 40s. And the great love of my life, well, that turned into a broken heart. Things don’t always go as we wish they would. And it’s easy to […]

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I was aghast when I discovered my 18-month old refrigerator was dead! I had to tap my savings to deal with this curveball! Even though Danby said they’d honour my 18-month warranty — Are you kidding me? Eighteen months? – they never did. Lesson learned.  As I was shelling out more money for another fridge I […]

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Brownies & Broomsticks by Bailey Cates tells the story of Katie Lightfoot’s move from Ohio, where she was manager of a bakery, to Savannah Georgia, where she opens a bakery with her aunt Lucy and Uncle Ben. Katie doesn’t know she’s a witch. But when Uncle Ben is accused of murdering a curmudgeonly customer outside […]

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Sell to Save

October 14, 20148 Comments

Finding the money to establish your emergency fund or boost the kids’ educational savings this year may mean reconciling yourself to parting with some of the STUFF that’s cluttering up your life.  Once you have decided to sell and save, how do you actually do it? If you’ve never looked at Kijiji or Craigslist online, […]

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Gail's Tools

Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.

And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.

   

Gail Vaz-Oxlade

Gail Vaz-OxladeHello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.

I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)

My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.

For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.

I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.

I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.

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