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Big families or small, Christmas brings challenges. There are all those people you want to see, and all those miles you must drive to get to the next turkey dinner. There are the children who expect grand things of Santa. And there’s the sense that you’ll have to keep up – even surpass – other […]

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After my last husband and I split up, things changed drastically at Christmas. I had been a Christmas freak prior to my separation, but with the household divided — and just before Christmas at that – my Christmas spirit disappeared. Transitions in life can be particularly tough during the holiday season. And if you’ve suffered […]

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He is richest whose pleasures are the simplest. Like getting a good night sleep? Yet a lot of people are tossing and turning because they’re worried about the economy and their financial stability. I was contacted recently by a journalist who asked me, “What about money keeps you up at night?” My response: Not a […]

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If you were lucky enough to find purpose early in life, you’re blessed. If you’re still looking, you’re not alone. Living a life of purpose – living fully in focus instead of living to achieve outcomes – is the path to a joyful heart. I remember as a young girl thinking that I was meant […]

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K Wrote: We cannot agree on life insurance. I believe we should have term and he believes we should have whole. We have no emergency fund… 4 children ranging from 21-4…we have 55 k in debt. I’m a stay at home mom…trying to launch a professional organizing business and my husband is a probation officer […]

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For some people, Christmas is a sacred holiday. For some, it’s a struggle to get through. In my family we’ve stopped focusing on the STUFF and the actual day, and embraced what we feel is the point: to get together and share some laughter and some food. When we give gifts they are the treats […]

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There were so many great ideas and well-thought-out plans submitted that it was tough to decide who would go on the shortlist. With the winners announced last week, I’m now happy to share with you more of the entries, in no particular order. There will be plenty of these on Tuesdays and Wednesdays in December, […]

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Sensible Spending

December 8, 201410 Comments

While conspicuous consumption used to be all the rage, sensible spending is the new black. People are clipping coupons, shopping sales, and bargain hunting to live of less. Books like Not Buying It: My Year without Shopping and Living Simply: Choosing Less in a World of More would never have made the bookshelves in the Age […]

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Gail's Tools

Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.

And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.

   

Gail Vaz-Oxlade

Gail Vaz-OxladeHello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.

I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)

My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.

For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.

I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.

I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.

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