Recent Articles

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It funny how your definition of yourself changes when you add “Mommy” or “Daddy” to your list of titles. But the transition to parenthood, while the most natural thing in the world, isn’t always smooth. When I first found out I was pregnant, I was overjoyed. As my belly grew so did my sense of […]

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Summer Reading

July 30, 20146 Comments

Cut, Paste, Kill by Marshall Karp is the third in the Mike Lomax and Terry Biggs mystery series. In this clever and fun read, Lomax and Biggs are investigating the murders of miscreants who are being done in by an avenger who leaves behind a scrapbook making it perfectly clear how they got on the […]

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Sure, you can save on your own while your partner continues to spend. But doing it together is easier. Whether you’re determined to get out of debt, put some money away for a home of your own, or build up your emergency fund, the lifestyle changes you need to make can feel overwhelming. And if […]

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Ever wonder how that magical number – The Credit Score – is computed?  Whether you’re obsessing over your FICO score or your Beacon score, you’re likely shopping for credit. The FICO score was developed by Fair Isaac & Co., which began credit scoring in the late 1950s. The point of the score is consolidate your […]

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Grow or Die

July 25, 201433 Comments

One of the questions I’m often asked is how I became good with money? Did I go to schools for it? Did I overcome some immense hurdle that changed my focus? Do I practice what I preach? No. No. Yes. Long ago I realized that money was a finite resource. Perhaps it was because my […]

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Some savings are so obvious most people don’t even think of them. Do you know people who buy their water in bottles? I get that there are parts of the country where the water quality sucks and bottled water is the only option. But those aren’t the only people plopping down good money for a […]

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Sometimes I just get tired of lettuce, y’know? It’s like, “If I have to eat another salad, I’m going to throw something!” But it’s hot outside. Who wants to cook?  If you just need me a little more oomph to what you’re putting in your mouth than the usual salad will provide, here’s some crunch […]

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I’m always surprised at the ways in which we are able to delude ourselves. We take a perfectly good idea, shave it, twist it, roll it around, and then we execute a not-such-a-great idea. Case in point: reward cards. In theory reward cards are great. You do shopping for stuff you’re gonna buy anyway and […]

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Gail's Tools

Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.

And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.

   

Gail Vaz-Oxlade

Gail Vaz-OxladeHello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.

I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)

My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.

For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.

I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.

I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.

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