Recent Articles
Finding Money Challenge Results (Part 1)
May 23, 20136 Comments
On May 3, 2013, I extended the Finding Money Challenge! The premise was that some of the money you need to find to save is probably sitting in your freezer and cupboards; time to use it up. I got quite a few entries that just stated the facts I’d asked for. Many others of you [...]
Writing Soothes My Soul
May 22, 201311 Comments
I write. I write a lot. Between January 2009 and January 2013 I wrote six books, blogged every weekday on my website, spent a year blogging daily for MoneySense.ca and then dropped back to twice a week. I wrote for a bunch of different publications and then took on a weekly for SunMedia’s Talk:24.
When I [...]
Chapter 2: Getting to Debt Free (Part 2)
May 21, 20132 Comments
Congrats to Trish T. for winning “the last line. Card’s in the mail baby!
When I got back to the table, Joshua was just folding the pages to hand back to me. He looked thoughtful.
“So I should boot her to the curb?” he asked.
“Sweetheart, you’re already up to your armpits in this mess. The question is [...]
Bounce-back Ability
May 17, 201314 Comments
Have you ever noticed how some people manage to bounce back from life’s calamities while others are derailed by the smallest setback. While we’ve long known that a body’s upbringing can have a big influence on how they deal with disappointments, small and large, researchers now believe that genes account for between 40% and 60% [...]
3 Ways You’re Wasting Money at The Bank
May 16, 201343 Comments
We’ve come up with myriad ways to waste money that we should be saving for our futures. I talk about these all the time, and yet they are still some of the biggest money-makers for our banks. Hello! Pay attention this time.
1. Carrying a credit card balance: If you have one of the over 68 [...]
Dark & Mysterious Stories
May 15, 20138 Comments
Heart-shaped Box by Joe Hill Judas Coyne is a collector of the macabre: a cookbook for cannibals…a used hangman’s noose…a snuff film. His taste for the unnatural is widely known. For a $1000, Jude will become the proud owner of a dead man’s suit, said to be haunted by a restless spirit. And suddenly the [...]
Chapter 2: Getting to Debt Free (Part 1)
May 14, 201319 Comments
Joshua and Amanda met on a sultry summer night when he walked into the Starbucks three blocks down from his apartment. As she waited to take his order, she flipped her long, blond hair over her shoulder and smiled at him. He felt the bottom drop out of his stomach. He was a good-looking enough [...]
Passing on Your Money
May 13, 201331 Comments
It’s amazing the number of people I talk to who don’t have a Will. People, you’re gonna die, it’s just a matter of time. And if you die before you planned and you don’t have a will, you might end up spinning in your grave when you look down and see where all your money [...]
Gail's Tools
Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.
And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.
Gail Vaz-Oxlade
Hello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.
I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)
My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.
For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.
I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.
I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.



