Recent Articles

Did you know that there’s nothing natural about a vineyard. It turns out that a grape vine’s natural habitat is a woodland. There it climbs trees and bushes, sending shoots to the ground to grow new roots and reaching out with tendrils to support itself.
So why do vineyards expose their vines to the sun and [...]

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Manage to Save

April 17, 201421 Comments

If you’ve ever said, “I don’t have the time to write it all down,” you should be surprised that you’re failing “Money.”
Considering the amount of time we spend watching TV, eating out, and partaking of a bottle or six of beer, you’d think we’d have at least an hour every month to manage our money [...]

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I’m a huge Neil Gaiman fan. From the very first book of his that I read, American Gods, I’ve been hooked. The Ocean at the End of the Lane did not disappoint. This is a lovely story about a boy’s encounter with the scary beings that live on the dark side. As with all Neil [...]

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I’m think I’m getting a big fat tax refund this year. Not because I willingly chose to pay more in tax, as some people do, using the tax man as forced-savings. No, it’s because I had a whack of medical and school deductions that I could claim.  (My massages are tax deductible! But lord knows [...]

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Time to wash the windows, clean out the eaves, and pull out the fridge and stove. Yup, it’s spring, and with it comes buckets of soapy water and a determination to get everything ship shape. Hey, don’t forget your money.
It’s easy to accumulate a lot of junk in the junk drawer, and a lot of [...]

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Sometimes when I tell people to figure out what their core values are they have a hard time coming up with a meaningful list. They say one thing, but when challenged they recognize they would DO something else. Here’s an example of what I mean.
People are always saying how important it is to buy a [...]

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T Wrote: My wife and I are getting an inheritance for around 500K late this year from the death of her father 5 years ago. We have an 18 month old son. We own a house (420K-50K down payment) that we mortgaged for 350K 4 years ago at 3.5%. We of course also have about [...]

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Impala run at a speed of 75-90 kph. Wildebeest can get up to 80 kph. Cape Buffalo run 65 kph. Ditto zebra. Even the warthog can manage almost 50 kph. Lions are slower. But they aren’t dumb enough to think they can out-run their prey. While they may be good with a burst of speed, [...]

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Gail's Tools

Now, easier to find than ever, here are the tools you’ll need to take control of your money and your life… like the Interactive Budget Worksheet. Make sure you read Gail’s Guide to Building a Budget or my latest book, Debt-Free Forever, before using the Interactive Budget Worksheet so you know how to put it to good use.

And have a look under Favorite Blogs for what I’ve written on topics people most often ask questions about.


Gail Vaz-Oxlade

Gail Vaz-OxladeHello! I'm Gail Vaz-Oxlade. I'm a mother, step-mother, grand-mama, friend, confessor, writer, TV host, money maven, teacher, artist, and ex-wife. I'm loud, large and laugh a lot. I'm passionate about learning, committed to sharing and hell-bent on getting people to take control of their money and their lives.

I've written 13 books on personal finance, hundreds of articles for the financial media, published a financial magazine for women, hosted three prime-time television shows and worked with Canada’s leading financial services companies to help educate employees and clients. (I've been busy, eh?)

My corporate projects have ranged from the design of a product knowledge and sales curriculum to cover every product sold through the branch network, to the writing of several consumer-oriented brochures, the development of web content, the on-camera hosting of consumer-oriented videos, and myriad public presentations. I can make the most complex financial topic accessible to everyone, even kids.

For those of you who have detected an accent, go ahead and guess! I immigrated to Canada in 1977, lived in The Big City for a long time and then moved to the country. I have dozens of houseplants, read or listen to about 150 books a year and I'm a fabulous cook. I’m learning to knit and dying to get a new puppy… but the time’s not quite right yet so I’m practicing what I preach and being patient.

I’m all about change, and I believe that we can have anything we want in life…anything. It’s all a matter of what’s important to us and how hard we’re prepared to bust our butts. I also believe that a well-balanced life is one of the keys to happiness, and so I strive to achieve a sense of balance.

I’m happy with my life. I am determined to do interesting work and to be useful. I love to learn new things. And I’m practicing living in The Now. I am a work in progress.